Cyber Insurance & Gap Coverage
Options For Your Business

A new way to look at cyber insurance coverage options based on definable, measurable metrics for determination of coverage.

TorchLight provides a warranty service that covers the gap between having no cyber insurance coverage or as supplemental coverage to a traditional, high deductible cyber insurance plan. Our solution continuously monitors your network from the inside out for risk, vulnerabilities and potential areas of entry by hackers. And provides feedback from an insurance coverage point of view. We action this data to minimize the probability of denial of claim by the insurance provider. In addition, this warranty will pay out on smaller claims so you won’t have to pay out of pocket or pay more than the claim itself to cover the deductible. Not all endpoints in the network need to be covered, select machines can be covered while other endpoints can be excluded from coverage.

Our Gap Warranty Options

Protect Plus

• Annual Coverage Up to $100,000

• Instant Fund Access

• Covers Wire/ACH transfer losses

• 1x phishing or smishing payment

• Cyber insurance deductible gap coverage

Protect Premier

• Up to $500,000 claim limit per year

• Instant Fund Access

• Covers Wire/ACH transfer losses

• 3x phishing or smishing payment

• A portion of or all costs related to escalated incident response expenses, data recovery costs and business interruption loss

• A portion or all of the ransom payment to get encrypted data restored

What is a Cyber Warranty?

A Cyber Warranty helps prevent and remediate an incident before it happens. Just like purchasing a car warranty for the inevitable repairs your car will need to continue reliable operation, a Cyber Warranty fills the gap between a Cyber Insurance plan and no insurance whatsoever.

Cyber Attacks Continue to Rise

Malicious cyber attacks continue to increase at over a 50% rate year over year. In 2024, an attack occurs every 43 seconds in the United States.

Cyber Insurance Cost Increases

Our customers routinely see policy price increases of 100% year over year for Cyber Insurance. And there’s no guarantee the claim will be covered.

Inside Out Monitoring

Skip the extensive insurance questionnaires. Our unique approach to Cyber Warranty provides risk monitoring the inside out, to ensure an Always On warranty and Active Loss Prevention monitoring.

Protect Your Business

TorchLight Cyber Warranty provides peace of mind financial coverage, reduced out of pocket expenses and quantifies risk to provide data for accurate decision making.

Reduce Complexity. Increase Productivity.
And Make Your Systems Bulletproof.

Why TorchLight?

At TorchLight, our “why” is simple: we exist to serve our customers and protect them from the relentless threat of hackers. This mission drives everything we do, setting us apart in the Secured and Managed IT landscape.

We foster a culture of candor, transparency, service, proactive communication and a growth mindset, all aimed at supporting our clients’ needs. We seek trusted partnerships with organizations that share our values, prioritizing open dialogue and a win/win mindset.

Together, we ensure that IT security goals are not only met but exceeded, safeguarding business continuity every day. Our people are our greatest asset, unified by our mission to secure and serve our customers and frustrate the hackers.

The Way Forward – TorchLight Blog

Beware of the ClickFix Scam!

TorchLight’s Threat Intelligence team has uncovered a resurgence of a phishing scam called ‘ClickFix,’ initially identified in late 2024 but now widely used by cybercriminals in 2025.
Microsoft Teams Phishing Attacks

TorchLight Security Operations Center continues to hear about Microsoft Teams as the vector to social engineering, phishing and spearphishing attempts by hackers. Given the volume of noise, we thought we’d publish what we know and how to defend against these attacks.
New Mac Vulnerability – Banshee MacOS Stealer

Our security operations center was notified of a new and novel bug that can affect all Macs. Titled “Banshee MacOS Stealer”, this first came on the scene in mid-2024 as a “malware as a service” exploit.