
Cyber Insurance & Gap Coverage
Options For Your Business
A new way to look at cyber insurance coverage options based on definable, measurable metrics for determination of coverage.

Our Gap Warranty Options
Protect Plus
• Annual Coverage Up to $100,000
• Instant Fund Access
• Covers Wire/ACH transfer losses
• 1x phishing or smishing payment
• Cyber insurance deductible gap coverage
Protect Premier
• Up to $500,000 claim limit per year
• Instant Fund Access
• Covers Wire/ACH transfer losses
• 3x phishing or smishing payment
• A portion of or all costs related to escalated incident response expenses, data recovery costs and business interruption loss
• A portion or all of the ransom payment to get encrypted data restored

What is a Cyber Warranty?
A Cyber Warranty helps prevent and remediate an incident before it happens. Just like purchasing a car warranty for the inevitable repairs your car will need to continue reliable operation, a Cyber Warranty fills the gap between a Cyber Insurance plan and no insurance whatsoever.
Cyber Attacks Continue to Rise
Malicious cyber attacks continue to increase at over a 50% rate year over year. In 2024, an attack occurs every 43 seconds in the United States.
Cyber Insurance Cost Increases
Our customers routinely see policy price increases of 100% year over year for Cyber Insurance. And there’s no guarantee the claim will be covered.
Inside Out Monitoring
Skip the extensive insurance questionnaires. Our unique approach to Cyber Warranty provides risk monitoring the inside out, to ensure an Always On warranty and Active Loss Prevention monitoring.
Protect Your Business
TorchLight Cyber Warranty provides peace of mind financial coverage, reduced out of pocket expenses and quantifies risk to provide data for accurate decision making.
Reduce Complexity. Increase Productivity.
And Make Your Systems Bulletproof.
Why TorchLight?
At TorchLight, our “why” is simple: we exist to serve our customers and protect them from the relentless threat of hackers. This mission drives everything we do, setting us apart in the Secured and Managed IT landscape.
We foster a culture of candor, transparency, service, proactive communication and a growth mindset, all aimed at supporting our clients’ needs. We seek trusted partnerships with organizations that share our values, prioritizing open dialogue and a win/win mindset.
Together, we ensure that IT security goals are not only met but exceeded, safeguarding business continuity every day. Our people are our greatest asset, unified by our mission to secure and serve our customers and frustrate the hackers.
The Way Forward – TorchLight Blog
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The Palo Alto Paradox: Why Even Security Giants Fall Through Integration Gaps
Recently, Palo Alto Networks fell victim to a cyber-attack. Attackers used compromised OAuth tokens to breach 700+ organizations through a third-party marketing tool integration. If a security giant like Palo Alto can fall through integration cracks, what does that say about your exposure?
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The Future of Authentication: Why Phishing-Resistant MFA Matters
MFA fatigue is creating security gaps as employees mindlessly click “approve” on authentication prompts. Learn how phishing-resistant MFA eliminates password frustration while stopping credential-based attacks entirely. Augusto Melo explores why this strategic shift cuts breach risk, boosts productivity, and positions organizations ahead of compliance requirements.
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Why Advanced Cybersecurity Tools Still Fail – And What to Do Instead
It seems like every week another well-known company falls victim to a cyberattack—even those armed with the latest, most expensive cybersecurity tools. So why do breaches keep happening? After 15 years of breach investigations, one pattern is clear: most organizations lack a holistic approach to security. Tools are important, but without layered defenses—spanning prevention, detection,…